Small Business Loans

Small Business Loans – The right loan can give your business the boost it needs while helping you stay on budget. Our loan officers have experience and expertise in term loans, business lines of credit, equipment loans, and other financing solutions for small businesses. We’ll get to know your business’s specific needs and guide you to the right financing. 


At Peoples Bank & Trust, we understand that financing is essential for small businesses to grow and thrive. That’s why we are proud to offer several financing options:

  • Term Loans – Designed to give you the cash you need upfront with fixed repayment terms. Providing a lump sum upfront, you can invest in your business to accomplish your goals faster and with more certainty. Plus, with our term loans, you get fast funding and can typically borrow a higher amount than other types of loans, giving you the resources necessary to expand your business. When used correctly and responsibly, our Term Loans give small businesses the financial boost they need for success!  
  • Line of Credit – Access up to your credit limit with flexible borrowing, making financing easier than ever. With our Business Line of Credit, you can manage cash flow, handle unexpected expenses, cover seasonal business needs, or any other short-term financing need. You’ll only pay interest on the money you borrow. 
  • Equipment Loans – At Peoples Bank & Trust, we understand the importance of having quality equipment for your small business. Our Equipment Loans provide you with competitive rates, flexible repayment terms, and the ability to use the equipment as collateral. You can get access to the funds you need quickly and easily, enabling you to purchase the machinery necessary to grow your business and make it more efficient. We tailor our loans to your unique needs aligned with the expected lifespan of the equipment, invest in quality equipment and unlock its potential to build equity over time. 
  • SBA Loans – We are experienced in obtaining SBA loans to assist customers when loan requests are outside the parameters of our in-house loan products. 


Contact us today to learn more about how our Small Business Loans can help your business grow!

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Small Business Loans Buford, GA