Security Statement

Security Statement Buford, GA

Peoples Bank & Trust Online Banking works with cutting edge technology partners to ensure that a secure environment is made possible for our valued customers. We want to make sure we offer you worry free Internet banking. You can be completely confident of the following security measures:

Secure Communications
Our system ensures that data exchanged between your PC and our computers is encrypted with 128-bit encryption- one of the strongest encryption available. Encryption is accomplished through Secure Sockets Layers (SSL) which utilize mathematical formulas to “encrypt” or hide information from prying eyes on the Internet. Additionally, if SSL detects that data was added or deleted after you sent it to the bank, the connection will be severed in order to guard against any tampering. The most popular browsers have the SSL security feature built in.

Secure Environment
Peoples Bank & Trust’s computer system does not connect directly to the Internet. It is isolated from the network via a “firewall”. A firewall is a combination of software and hardware products that designate parameters, control and limit the access that outside computers have to the banks internal network and databases. You can feel secure knowing that our bank’s firewall protects your personal information from unauthorized access within the bank.

Secure Logon
User ID’s and passwords are isolated from the Internet by being stored on Peoples Bank & Trust’s computer system. This shields passwords and ID’s against being accessed or downloaded by anyone on the Internet. Additionally, user passwords can vary by a number of 8 to 16 characters, which means the chance of randomly guessing a password is less than one in 1 billion! The system also checks for invalid logons and automatically disallows a user after three invalid attempts. This prohibits the “hacker” from gaining access to our system thus protecting your accounts.

Your Password
You will be responsible for maintaining one of the most important security measures, your password. When you receive your Online Banking password, you will immediately be asked to change it to a different password of your choice. Be sure to keep it a secret. Memorize it, or write it down and keep it in a safe place. It is not recommended you carry your password in your purse or wallet. Make sure no one watches you enter your password and always close your browser when leaving the computer. Make sure you regularly scan your computer for viruses that could be used to capture password keystrokes. You ultimately hold the key to your password security.

*** CAUTION***
E-mail is not a secure method of communication. We recommend that you do not send confidential, personal or financial information by e-mail.