Peoples Bank & Trust has partnered with an industry leader in electronic bankcard processing, BancCard of America.

Whether you have $1,000 or $100,000 in monthly sales, our merchant services program will give you the technology and tools that you need to compete with larger retailers at affordable prices.

Our merchant program allows our clients to process all major credit cards (Visa®, Mastercard®, American Express®, Discover®, and Diners Club®). Other services include: eCommerce transactions, mobile payments, email invoicing, point of sale systems, and more.

Merchant Services Offers:

• Competitive rates
• A local Account Representative
• Multiple technology options – terminals, invoicing, wireless, mobile, e-commerce, etc.
• Next Day Funding
• Gift Cards
• Superior customer service and consulting

Merchant Services available to all types of industries including:

• Retail, Medical, Restaurant, Manufacturing, Automotive, etc
• Business-to-Business
• Home Based Businesses
• eCommerce Businesses

Click Here to Get Started

Scan and electronically deposit your checks from your home or office. If you are interested, please call the bank at 770-932-1900.

• Simplified Employee Pension (SEP) Plans 
• Traditional IRAs 
• Roth IRAs

These Retirement Accounts are invested in Certificates of Deposit.

Click on the logo above to order business checks.

Personal Financial Statement Forms

• Personal Financial Statement.xls – with formulas (47 KB)
• Personal Financial Statement.xls – without fomulas (47 KB)

DIRECT DEPOSIT

• Reduced Costs – Fewer checks to buy. Lower account charges. No check distribution costs.
• Improved Efficiency – Eliminates time required to print and sign checks. Simplifies payroll disbursement and account reconciliation. Reduces the amount of storage space required for canceled checks. Eliminates problems with lost and/or stolen paychecks. Reduces manual key-entry errors. Simplifies payroll research.
• Increased Benefits for Employees – No trips to cash or deposit payroll checks. Quicker access to funds. Increased confidentiality. Ability to receive pay while on vacation or out due to illness.

BILL PAY

• Reduced Costs – Lower costs for invoice printing, return envelopes, postage, etc. Lower account charges for ACH items.
• Improved Cash Flow – Immediate access to funds on the date due, with advance notice of the amount of the incoming credit.
• Increased Efficiency – Less time creating invoices. Fewer incoming checks to process. Increased accuracy. Simplified research. Easier handling of returned items.
• Added Benefits for Clients – Eliminates the need to write and mail checks and your concern for late payments. Increases confidentiality.
• Decreased Delinquency Ratio – Receive more payments on time and reduce second billing notices.

This simple service can render a profound impact on your business. Call us at 770-932-1900 if you would like to find out more.

*Subject to approval

DirectPay *

DirectPay is an exciting new service offered by Peoples Bank & Trust that allows your business to originate ACH transactions – making you an ACH originator. With this service, you can originate both debits for recurring payments from your clients such as utility bills, account drafts, membership fees, etc., and credits for direct deposit of payroll to employee accounts for the net payroll amount each pay period.

Business Visa® Business Card *

Our Business debit cards save you time and money. Enjoy the ease and worldwide acceptance of Visa®. Contact us at 770-932-1900 for more information.

“Telebank”, your 24-7 Banker :

You can obtain your current balance, transfer funds, make loan payments and verify checks 24 hours a day-7 days a week.

*Subject to Approval