We're the SBA Loan Experts

U.S. Small Business Administration Loans – Peoples Bank & Trust partners with the U.S. Small Business Association (SBA), a government-backed program that provides funding with lower rates and longer repayment periods, to offer loans for most business purposes, including long-term fixed assets and operating capital. The loans are guaranteed by the SBA.

Benefits of SBA-guaranteed loans

• Competitive terms: SBA-guaranteed loans generally have rates and fees that are comparable to non-guaranteed loans.
• Counseling and education: Some loans come with ongoing support to help you start and run your business.

Unique benefits: Lower down payments, flexible overhead requirements, and no collateral needed for some loans.