We take the hassle out of banking with our wide selection of customized checking accounts, each designed with all the features and services you need and the convenience of online banking.
Banking With
A Personal Touch
Personal Banking Services
Checking
Savings and Money Market
Keep your funds readily accessible while earning a competitive rate of interest that increases as your surplus grows.
Certificates of Deposit
For the highest return on your money, consider our six month to five-year CDs.
Consumer Loans
We specialize in personalized loans, which are reviewed and approved locally. You’ll never be a faceless number. Our team is ready and waiting in our upstairs Buford office to provide personal service and prompt response times. Whatever your personal loan needs, we have the program for you with competitive rates, flexible terms, and common-sense underwriting.
Residential Loans
Whether you are buying your first home or getting equity out of your current home, our Loan Officers have the right solutions.
Retirement / IRA
Save and plan for retirement. Let our Personal Bankers help you make an informed choice that is best for you.
Additional Services
From credit card processing to remote deposit or ACH setup and business retirement planning, Peoples Bank & Trust offers it all.
Personal Banking Services: Embrace Convenience
In today’s fast-paced world, convenient personal banking is a necessity. As one of the best banks for personal banking, Peoples Bank & Trust offers personalized financial solutions to meet your unique needs, providing easy-to-use and beneficial services designed to simplify your financial journey.
Tailored Checking Solutions
Banking hassles are a thing of the past with our customized checking accounts that combine vital features with the ease of online banking. Choose from options such as High-Interest Paperless, Everyday Paperless, Silver Paperless, and Classic Checking Accounts (Direct, Everyday, Silver, Hero, and Interest Checking). Our personal banking services offer the flexibility for efficient and seamless money management.
Accessible Savings and Money Market
Our savings and money market accounts ensure you have both accessible funds and competitive interest rates. Our personal banking services team is here to guide you in selecting the ideal account that helps you meet your present and future financial goals, allowing unlimited withdrawals and transfers for efficient money management.
Certificates of Deposit: Maximize Savings
Unlock the potential of our Certificates of Deposit (CDs) with favorable interest rates and shorter terms. Whether you are saving for emergencies or significant purchases, our locked-in competitive interest rates on terms effectively maximize your savings potential.
Personalized Consumer and Residential Loans
From construction and auto, to RV, boat, or deposit-secured, our consumer loans offer a personal touch, catering to your individual needs. Our community bank lenders are dedicated to finding the right residential loan program for you, supporting every step of homeownership, including residential mortgages and home equity lines of credit. We also offer home construction loans.
Secure Your Future with and Individual Retirement Account (IRA)
Prepare for retirement effectively with Peoples Bank & Trust. Open an IRA account featuring retirement tax savings, flexible terms, and competitive rates. Benefit from compounding through interest earnings and contributions, ensuring financial security in your golden years.
Beyond Traditional Banking: Additional Services
Our commitment extends beyond your personal banking account and other basics, offering services such as online personal banking, telebanking, safe deposit boxes, check orders, Visa® check cards, and after-hours night depository for comprehensive financial solutions.
Contact Us for Personal Banking Services
Are you ready for the best in personal banking? Call us today at 770.932.1900 or complete our contact form for more information. Peoples Bank & Trust in Buford, GA, is here to simplify and enhance your personal financial management experience.
