We take the hassle out of banking with our wide selection of customized checking accounts, each designed with all the features and services you need and the convenience of online banking.

Keep your funds readily accessible while earning a competitive rate of interest that increases as your surplus grows.

For the highest return on your money, consider our six month to five-year CDs.

We specialize in personalized loans, which are reviewed and approved locally. You’ll never be a faceless number. Our team is ready and waiting in our upstairs Buford office to provide personal service and prompt response times. Whatever your personal loan needs, we have the program for you with competitive rates, flexible terms, and common-sense underwriting.

Whether you are buying your first home or getting equity out of your current home, our Loan Officers have the right solutions.

Save and plan for retirement. Let our Personal Bankers help you make an informed choice that is best for you.

From credit card processing to remote deposit or ACH setup and business retirement planning, Peoples Bank & Trust offers it all.