How to Spot a Phishing Email

How to Spot a Phishing Email

In today’s digital age, it’s more important than ever to stay vigilant when it comes to your online security. Bank phishing email scams are becoming more sophisticated, often mimicking trusted institutions to trick you into sharing personal and financial information. At Peoples Bank & Trust, your security is our priority, and we’re here to help you recognize the signs of a phishing attempt.

Common Signs of a Bank Phishing Email

Phishing emails typically appear to come from a legitimate source—often your bank. However, there are a few red flags that can help you identify these banking scam emails:

  • Urgent or Threatening Language: Phishing emails often create a sense of urgency, claiming your account will be closed or suspended unless immediate action is taken.
  • Suspicious Links or Attachments: Hover over any links without clicking. If the URL looks unusual or doesn’t match the bank’s official website, it’s a red flag.
  • Spelling or Grammar Errors: Reputable banks proofread their communications. If an email contains odd phrasing or spelling mistakes, proceed with caution.
  • Requests for Sensitive Information: No legitimate bank will ask you to confirm your password, Social Security number, or PIN via email.

What to Do if You Spot a Phishing Email

If you receive an email you suspect is a phishing attempt, do not click any links or download attachments. Instead, take the following steps:

  1. Do not respond to the email.
  2. Report phishing email attempts to your bank immediately.
  3. Forward the email to the Anti-Phishing Working Group at reportphishing@apwg.org or to the FTC at spam@uce.gov.
  4. Delete the email from your inbox and trash folder.

Stay Secure with Peoples Bank & Trust

At Peoples Bank & Trust, we combine personalized service with reliable digital security tools. Our team is local, experienced, and committed to getting to know you—and protecting your financial well-being.

Whether you’re managing a business or household, we offer banking solutions that keep your information safe, including secure mobile banking and real-time alerts to help you monitor account activity. We take your trust seriously because, at Peoples Bank & Trust, we know you!

If you’re ever in doubt about an email you receive or want to learn more about how to safeguard your financial information, contact us today or stop by our office. We’d love to meet with you! Your security is our priority.