Peoples Bank & Trust


 

Privacy Policy

Rev. 04/2014
FACTS

WHAT DOES PEOPLES BANK & TRUST
DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share and protect your personal information.  Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances
  • Credit history
and income
and payment history
and credit scores
How? All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Peoples Bank & Trust choose to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does Peoples Bank & Trust share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes -
to offer our products and services to you
No
We don't share
For joint marketing with other financial companies
No
We don't share
For our affiliates’ everyday business purposes -
information about your transactions and experiences
No
We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness
No
We don't share
For non-affiliates to market to you
Yes
Yes

To limit
our sharing
Call 770-923-1900

Please Note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call 770-923-1900 or go to www.peoplesbanktrust.com

Who we are
Who is providing this notice?

Peoples Bank & Trust


What we do
How does Peoples Bank & Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Peoples Bank & Trust collect my personal information? We collect your personal information, for example, when you

  • Open an account
  • Pay your bills
  • Use your credit card
or deposit money
or apply for a loan
or debit card
We also collect your personal information from others, such as credit bureaus or other companies.
Why can’t I limit all sharing Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • Peoples Bank & Trust does not have any affiliates.

Non-affiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include service providers, retailers, data processors and advertisers.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Peoples Bank & Trust does not jointly market.

Other Important Information
FDIC Member FDIC | EHL Equal Housing Lender | Equal Opportunity Lender
 
 
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