If you do need your savings more readily accessible, consider our Personal Money Market Account. This account earns a competitive rate of interest that increases as your savings grow. You may make no more than 6 preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account per statements cycle (in person withdrawals are unlimited).

If you have a smaller amount of cash to set aside or need a cushion for your personal checking account, you might want to consider our Personal Savings account. This account usually earns a lower amount of interest, however you are not restricted to a limited amount of transfers. (Fees will be assessed if you go over 6 transfers per quarter.)  You can also link this account to your personal checking account for overdraft protection.

Interest rates on interest bearing accounts are available upon request.

This information is for general information only. For other details, fees, charges, and penalties, contact your nearest Peoples Bank & Trust Office.

* Under Federal Regulation, transfers from a Regular Savings account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per quarter with no transfers by check, draft, debit card or similar order to third parties.