Certificates of Deposit

If you don't need access to your savings right away, and want the highest return on your money, you may consider our 3, 6, or 12 month CD (longer terms are available).

Money Market Savings Plan

If you do need your savings more readily accessible, consider our Personal Money Market Account. This account earns a competitive rate of interest that increases as your savings grow. You even have the flexibility of writing up to 3 checks per statement cycle on this plan and/or transferring funds as many as six times per month automatically by phone (in person withdrawals are unlimited).

Personal Savings Plan

If you have a smaller amount of cash to set aside or need a cushion for your personal checking account, you might want to consider our Personal Savings account. This account usually earns a lower amount of interest, however you are not restricted to a limited amount of transfers. You can also link this account to your personal checking account for overdraft protection.

Interest rates on interest bearing accounts are available upon request.

This information is for general information only. For other details, fees, charges, and penalties, contact your nearest Peoples Bank & Trust Office

* Under Federal Regulation, transfers from a Regular Savings account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per month with no transfers by check, draft, debit card or similar order to third parties.