Peoples Bank & Trust


 

At PB&T we offer a variety of savings plans and we’ll always be there to help you adapt your accounts as your needs change over time. We offer several options for saving money with different levels of earning potential and flexibility.

Certificates of Deposit

If you don't need access to your funds right away and want the highest return on your money, you may consider our 3, 6, or 12 month CD (longer terms are available).

Money Market Savings Plan

If you do need your funds more readily accessible, consider our Business Money Market Account. These accounts earn a competitive rate of interest that increases as your surplus grows. You can even have the flexibility of writing up to 3 checks per statement cycle on this plan and/or transferring funds as many as six times per month automatically or by phone (in person withdrawals are unlimited).

Business Savings Plans

If you have a smaller amount of surplus cash or need a cushion for your Business Checking account, you might want to consider our Business Savings Plan. This account usually earns a lower amount of interest; however you are not restricted to a limited amount of transfers and you can also link this account to your business checking account for overdraft protection.

Interest rates on interest bearing accounts are available upon request.

This information is for general information only. For other details, fees, charges, and penalties, contact your nearest Peoples Bank & Trust Office

* Under Federal Regulation, transfers from a Regular Savings account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per month with no transfers by check, draft, debit card or similar order to third parties.


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